posted 06-24-2007 06:33 AM            

She also told me that if I say anything to anyone it will happen faster. I told her that needed to stay till December because I have to do my student teaching which is september to december, thats full-time days with out pay so that I can graduate and get my masters. She said she doesnt care and that she wont garantee I can stay that long.

So...I get a housing subsidy so my rent will drop when I lose my job. I am going to try and make an appointment to file for chater 7 bankruptcy with a lawyer, I know someone that had to too and I can get the name of her lawyer. And yes I am poor enough to file.

I also have to make an appointment at transitional assistance (welfare) to find out what my options are.

I need A job, ANY job. I know I have to scale down my resume to get something. So do I need to just show a high school education or should I put my associates too. I am pretty sure I shouldnt put my BA or that I am finishing a Masters program.

I am going to visit legal seafoods tomorrow, someone told me they were a good company to work for and they would train me.

Does anyone have any thoughts please??

Does anyone have any thoughts on health insurance for me? my kids are on thier fathers.

posted 06-25-2007 04:18 PM            

Are you sure you have to file for bankruptcy? I know I've seriously considered it a few times and now I'm glad I held off. December's not that far away. Maybe with the rent subsidy, and any other job, you can hold out until you graduate. Do you have teaching prospects for once you do graduate? Is there a possibility of getting into the school system now?

I don't know what to advise about getting a job to tide you over. Maybe you could scale down your resume for the seafood company, maybe you could even get away with just filling out a job application and not submitting a resume. What about going for that job and not telling them what you're doing in school right now... just explain your last job...?

Good luck and hang in there. Things will work out!

posted 06-25-2007 08:47 PM            

I have never been fired from a job. I dont want to be fired, its not something I can deal with. I have worked there for 8 years, what would I tell people when I apply for a job. when I apply for a teaching position in January.

They are building 2 new schools in the district I am in and they will be opening when i am applying so I have a good chance for september 2008.

I cant get a job while I am student teaching I have tried.

I am wondering if part of the reason I am getting fired is because I am so close to graduation.

Thank you

[This message has been edited by lkellyhappy1 (edited 06-25-2007).]

posted 06-26-2007 05:40 PM            

I have heard LEgal Seafoods is a good place to work and they make great tips. If yo ucan swing that maybe pt and try and get on at a SBUX for 20 hours a week, it's not what you want to do but you can get benifts as long as you work 20 hours a week, and I have worked with them for 4 years, I most of the time love my job and managers are pretty flexible with students and moms over hours they can work.
I am a manager at one now, and we are alwys looking for dependable people.

posted 06-26-2007 07:05 PM            

My second interview for a job in a residential school for children with disabilities is july 10. I dont want to apply and accept a job and then quit.

For starbucks, on my application, how much education should I put. No resume and just high school or my ASS or my BA?

I have been working at a job i dont like for 8 years. Since I gave my resignation a huge weight has lifted.

posted 06-27-2007 04:24 PM            

People get fired for all kinds of reasons these days and most hiring managers realize that much of the time it is related to company budgeting-- not employee performance.

Starting a job and then quitting may feel like a moral dilemma, but it sure is better than being out of work, watching your bills pile up and being totally stressed out. Bottom line: put your own finiancial interests first. Just about any business doing the hiring is in a better financial position than you are right now-- I would take any job that would pay the bills and move me towards my degree and a better job.

Since you resigned, you're not going to be eligible for unemployment compensation, so if bankruptcy is staring you in the face, taking a job you know you'll quit might be a better long-term choice. Bankruptcy would sting for many years. I know it's the popular thing to do nowadays, but it's still a pretty extreme way out. If you've got other options, use them. Because of it's long-term financial consequences (I've even heard employers look at bankruptcy negatively--my cousin was denied job opportunities because she was in Chapter 11), I'd exhaust everything before initating those proceedings.

posted 06-27-2007 10:22 PM            

I havent heard back from the lawyer yet, and its chapter 7 bankruptcy, blank slate. Now that you mention it, this job is doing a CORI, background check, and checking the sex offender list. Maybe its a good thing I havent talked to the lawyer yet.

I dont have much of a choice, I wont be able to pay my bills. Bankruptcy is for people like me in the situation. I have never not paid a bill in my life.

I dont want creditors calling here about unpaid bills. If it comes down to it, that is what I am going to do.

Once I graduate, things will be different.

I will have a better idea about what I am going to do after my July 10th interview. If I dont get the job, starbucks and legal seafoods, here I come. I can work anywhere if I know its just temporary. And if I like something, as a single mom I expect to be working two jobs forever. Its part of the job.

I talked to a supervisor who assured me I wouldnt be escorted out of the building by security and why did I think that. This is the same person that told me I wasnt being fired and why did I think that and then BAM 2 hours later, guess what.

posted 06-28-2007 04:24 PM            

I totally understand that you're feeling cornered and like there's no other option, but please take your time on this. Bankruptcy will hurt for a long time....

I've been un- and/or underemployed on and off for the past 3 years while I worked at contract technical writing jobs (the field is mostly contract-based) and I've been through many months of bill-paying stress. I considered bankruptcy when I was most overwhelmed, vulnerable and drowning fiancially.

This has just happened to you and you're understandably stressed. You haven't lost your job yet. Please try to take a deep breath, say your prayers, keep your faith that God will pull you through and make bankruptcy your LAST option.

I've heard of too many doing this who didn't realize how long term the consequences would be-- and I don't know anyone who's glad they did this.

posted 06-29-2007 06:26 PM            

And I dont have to worry about healthcare because supposedly I can buy in through the state, I just apply through the commonwealth connector and they set my monthly fee from nothing to something. It is so cool.

posted 07-04-2007 04:32 PM            

"Thank You God. I dont own anything and I am not behind in anything and it is still a lot of paperwork."

posted 07-04-2007 05:30 PM            

My rent it subsidized and it will drop with my income. I can shut off the phones and the cable. I will only have to pay my rent and my electric bill and feed us. I still have to pay off my car insurance though.

Basically I am flat broke and I wont be able to work enough to be able to live till february when I start seeing checks for th substitute teaching I will do in January.

My debt all together is 30,000, this may not seem like much to you, but considering I have no income and nothing saved because I live from paycheck to paycheck, its to much.

I have to decide between the rent and food or paying this off. I just havent been doing very well financially lately.